Philadelphia's housing stock is unlike anywhere else in Pennsylvania: block after block of rowhomes with shared party walls, flat and low-slope roofs, aging plumbing stacks, and finished basements. That combination produces some of the most underpaid property claims we see.
Water travels along party walls and shows up two rooms away from the source. Flat-roof membrane damage gets dismissed as age. A neighbor's fire becomes your smoke and water loss. ACI Adjustment Group — a Pennsylvania public adjusting firm headquartered just outside the city in Newtown — documents what actually happened and negotiates the settlement your policy owes.
Shared walls mean shared losses: water, fire, and smoke migrate between properties. We document the full path of the damage, not just the room where it surfaced.
Membrane splits, ponding, and wind-lifted seams are routinely denied as maintenance. We establish the storm-related cause with proper documentation.
Aging supply lines and finished basements are a costly mix. We make sure tear-out, drying, and full restoration — not just patching — are in the claim.
Free inspection, free policy review, and a straight answer about where your claim stands.