Did you know you could get additional benefits even after the claim was settled by the insurer?
This is because the insurance companies tend to miscalculate the extent of the loss incurred by your property.
By looking at the details of the losses your property has had and the ones you were compensated for, ACI can get you more money even after the claim has been closed.
If that looks to be too good to be true, ACI has handled hundreds of such cases in which we have re-evaluated the case and found out that the property owners were entitled to more than they were paid.
If you are worried about having to pay ACI only to find you don't get any more settlement, you could not be more wrong. We only get paid once it is discovered that there were areas where you were underpaid and after you get due compensation for that.
Here are some of the laws about reopening insurance cases after the claim has been settled.
- Most of the states allow homeowners to reopen an insurance case within one year of the loss.
- You can reopen an insurance case even after you have been issued a claim check.
But how can the insurance amount increase?
This is mainly because the initial adjustment is often issued based on the preliminary inspection.
There can be a number of new variables that come forth only once work on the repair starts.
The law allows you to reopen the case so that you get the compensation you deserve and you are entitled to.
There are also some additional costs that you are entitled to. These might be overlooked by the insurance adjusters but you can reopen the case to get these. These include:
- Architectural fees.
- Permit costs.
- Code upgrades that might be mandated by the local code inspector after the repair.
- If the repair works result in a higher electrical bill that might also be covered by the insurance.
- You might also be entitled to a final house cleaning after the repair is complete.