A public adjuster in Pennsylvania can make it possible for the residents of the state to get the rightful claim on their insured property.
But who is a public adjuster? And what do they do? Let's see.
First Things First. How Does Insurance Work?
Before we can get into the job of a public adjuster Pennsylvania, it is crucial to know how insurance works.
When you get a property insured, the folks at insurance tend to show you all the attractive sides of it. Then, when they sell you that impressive sales pitch, they make you sign a document.
That's where you skip an important part – READING THE INSURANCE AGREEMENT. The most important of the clauses might say something like:
- If your insured property gets damaged, proof of the damage must be provided to the insurance company.
- Providing proof of damage is your responsibility.
How can you prove the damage?
This means that you will have to prove it yourself or hire someone to prove that the damage has actually happened before you can get the claim.
And this is where the troubling part starts!
The insurance company will refer you to a claim estimator who is basically on their payroll.
This person will come to your place and assess the damage. As they are hired by the insurance company, they may try to give an estimate of the damage that is far lesser than the actual damage.
Consequently, you may get paid a fraction of the damages and you may end up spending a lot of money even though you have insurance.
The Role of Public Adjuster Pennsylvania
But don't worry, public adjuster Pennsylvania has you covered!!!
A public adjuster is a third party whom you can hire to prove the damages to your property so that you can get the rightful insurance claim.
How Insurance Companies Can Misguide You
Insurance companies spend millions on publicity campaigns that are basically designed to make you trust them.
Once they have developed a relationship of trust with you, they'll make you believe that a public adjuster is not necessary and the fee you pay them is an unnecessary expenditure.
However, that's not the case! Public adjusters can help you save hundreds of thousands of dollars in repairs and insurance claims.
ACI Adjustment Group ServicesACI Adjustment group provides assistance with insurance claim investigation in storm, fire, water damage, and all other common insurance claims. The services we provide include:
- Insurance policy review to help you understand the terms and conditions of your insurance policy.
- Evaluating damages that are covered under your insurance policy.
- Proving the damages done to your property so that you get claim money according to the damage.
- Following up with your insurance claim process to get it processed fast.