If you happen to have a property in Bedminster that has been damaged and you want an insurance claim for it, you might want to reach the best public adjuster in Bedminster. Well, guess what? You just did!
For those who do not know already, a public adjuster is someone who proves that your property did actually get damage.
This is sort of your first step towards getting an insurance claim. Though it is not mandated to have a public adjuster do that for you (you can do that too), but those guys do help a lot.
Still confused? Let's see why you should or should not hire a public adjuster.
Pros of Using a Public Adjuster Bedminster
They Know What They Do
One of the main benefits of having a public adjuster present the claim for you is that they are highly knowledgeable and skilled. They are familiar with everything from types of claims to negotiating tactics and have experience in all sorts of property damage.
Like any other professional, they are educated, licensed and bonded. They can and they do bring a lot of value to your case.
You Have Someone on Your Side
You'd be naive to think that the insurance company is on your side. They tend to minimize the compensation you get owing to their own vested interests.
So you need someone who can fight for your right. From proving that the damage has actually occurred to pointing out from the contract that it is covered, public adjusters help you on every stage of the claim process.
There is a lot of legal and technical stuff involved and unless you are an engineer and a lawyer at the same time (which you aren't, most probably), you'll need a public adjuster to defend your case in a better way.
You Get the Rightful Settlement
This is the biggest advantage of having a public adjuster at your back.
According to a report by the Florida Office of Program Policy Analysis and Government Accountability, people who hire a public adjuster can get as much as 747% more compensation by hiring a public adjuster.
Let that sink in. That's more than 7 times!
Cons of Hiring a Public Adjuster Bedminster
Like every other thing in life, hiring a public adjuster comes with its own drawbacks.
They Charge a Fee
Everyone who does something for you deserves a payback. Public adjusters are no different.
Their fee is usually a percentage of the claim money and you have to pay it after the approval of the claim.
The Process Can Take Time
With public adjusters, the claim process can be a bit longer than it would be if you deal with the insurance company directly.
ACI Adjustment Group ServicesACI Adjustment group provides assistance with insurance claim investigation in storm, fire, water damage, and all other common insurance claims. The services we provide include:
- Insurance policy review to help you understand the terms and conditions of your insurance policy.
- Evaluating damages that are covered under your insurance policy.
- Proving the damages done to your property so that you get claim money according to the damage.
- Following up with your insurance claim process to get it processed fast.