March 2, 2021 · ACI Adjustment Group
For the Government, Disaster Mitigation Services are one of the pillars of emergency management. It is the cornerstone of reducing the loss of life and property.
These include everything from keeping private property (especially homes) out of the floodplains to designing and implementing evacuation plans.
It also includes enforcing laws and building standards to keep property safe in the case of hurricanes and other disasters.
Officially, the state of Pennsylvania defines disaster mitigation as "sustained action that reduces or eliminates long-term risk to people and property from future disasters".
However, in the insurance scenario, the word bears a vastly different meaning.
Disaster Mitigation Services in Insurance
In the insurance scenario, disaster mitigation services in Pennsylvania refer to a construction contractor who can rebuild or restore your property.
The purpose of this contractor is to restore the houses and other insured properties after they have been affected by a disaster.
You Cannot Get the Insurance Money Right Away Though
But, before you can get the services of a contractor in the case of damage to your property due to a disaster, you need to get the claim money from your insurance company.
Unfortunately, the insurance companies need you to prove that your property has actually sustained damage before they pay you.
The Insurer's Estimate Can Come In Far Below Your Real Loss
For proving the damage to the insurance agency, they refer you to an agent of theirs. This person or company works for the insurer.
So what do they do?
To put it simply, they tend to make an estimate of the damages far lower than the actual loss.
But You can Call For Help!
But there's a way around that. It is possible to get the full compensation for your losses from the insurance company.
How? You hire a public adjuster.
But who is a Public Adjuster?
A public adjuster is the one who can prove the damages to the insurance company for you. They review your insurance policy and evaluate the damages done to your property.
They must charge a hefty fee for that upfront right?
It's Not as Costly as You Might Think
Wrong!
They mostly work on a contingency based fee. This means that they will charge you a percentage of the final amount you receive.
That percentage too is regulated by the government.
ACI Adjustment Group Services
ACI Adjustment group provides assistance with insurance claim investigation in storm, fire, water damage, and all other common insurance claims.
Insurance policy review to help you understand the terms and conditions of your insurance policy.
Evaluating damages that are generally covered under your insurance policy.
Proving the damages done to your property so that you get claim money according to the damage.
Following up with your insurance claim process to get it processed fast.